China's inter-industry credit resources adjustment of the past decade based on credit data

Qian YAO; Huamei XIE; Songling LIU; Xiangju LI; Xinhai LIU; Zhigang JING

doi:10.11959/j.issn.2096-0271.2017005

您当前的位置：

首页 >

文章列表页 >

China's inter-industry credit resources adjustment of the past decade based on credit data

TOPIC:BIG DATA AND CREDIT SCORING SYSTEM | 更新时间：2024-06-03

- China's inter-industry credit resources adjustment of the past decade based on credit data
- Big data research Vol. 3, Issue 1, Pages: 2017005(2017)
- 作者机构：
  
  1. 中国人民银行征信中心，北京 100031
  2. 江西农业工程职业学院，江西樟树 331200
- 作者简介：
- 基金信息：
- DOI：10.11959/j.issn.2096-0271.2017005
  CLC： TP311.132
- Online First：2017-01，
  
  Published：20 January 2017
- 稿件说明：
移动端阅览
Qian YAO, Huamei XIE, Songling LIU, et al. China's inter-industry credit resources adjustment of the past decade based on credit data[J]. Big data research, 2017, 3(1): 2017005.
DOI：

Qian YAO, Huamei XIE, Songling LIU, et al. China's inter-industry credit resources adjustment of the past decade based on credit data[J]. Big data research, 2017, 3(1): 2017005. DOI： 10.11959/j.issn.2096-0271.2017005.

摘要

利用中国人民银行企业征信系统的数据，基于信贷视角回顾了近10年我国产业结构调整路径，并分析了产业结构调整和信贷供给之间的关联性；然后用信贷发生额建立产业变动指数，对各经济区域产业间信贷资源的调整情况进行了实证分析。研究发现，信贷结构调整与产业结构调整之间存在同步性，但在调整的过程中，部分产业和部分区域缺乏足够的信贷支持力度。研究还表明利用征信数据可以为实现我国产业结构调整和信贷资源分配提供决策支持。

Abstract

The huge multisource data of enterprise credit system was applied to study strategies of industrial restructuring from the credit perspective of the past decade

and the interactive relationship between industrial restructuring and credit supply was studied.Furthermore

empirical analysis was took to study inter-industry credit resource of every economic area by establishing credit industrial change index.The studies show that the synchronization is existed between credited structure adjustment and industrial structure adjustment

however some industries and regions are obtained less credit support during the adjustment process.The research shows that credit data could provide decision support for the implementation of industrial restructuring and credit resources allocation.

关键词

Keywords

references

林毅夫 . 供给侧改革的短期冲击与问题研究 [J ] . 河南社会科学 , 2016 , 24 ( 1 ): 2 - 4 .

LIN Y F . Research on short-term impact and issues of supply side reform [J ] . Henan Social Sciences , 2016 , 24 ( 1 ): 2 - 4 .

林毅夫 . 新结构经济学—— 重构发展经济学的框架 [J ] . 经济学:季刊 , 2011 , 10 ( 1 ): 1 - 32 .

LIN Y F . New structural economics:a framework for reconstructing development economics [J ] . China Economic Quarterly , 2011 , 10 ( 1 ): 1 - 32 .

肖兰 . 经济增长速度、银行信贷规模与产业结构调整—— 基于门槛模型的实证研究 [J ] . 浙江金融 , 2015 ( 10 ): 18 - 23 .

XIAO L . Economic growth,bank credit and industrial restructuring:empirical research based on threshold model [J ] . Zhejiang Finance , 2015 ( 10 ): 18 - 23 .

范方志 , 张立军 . 中国地区金融结构转变与产业结构升级研究 [J ] . 金融研究 , 2003 ( 11 ): 36 - 48 .

FAN F Z , ZHANG L J . Research of mechanism between financial structure reform and industrial structure upgrading [J ] . Journal of Financial Research , 2003 ( 11 ): 36 - 48 .

张军 . 中国的信贷增长为什么对经济增长影响不显著 [J ] . 学术月刊 , 2006 ( 7 ): 69 - 75 .

ZHANG J . Why China’s credit increasing contributes little to economic growth [J ] . Academic Monthly , 2006 ( 7 ): 69 - 75 .

宋凌云 , 王贤彬 , 徐现祥 . 地方官员引领产业结构变动 [J ] . 经济学:季刊 , 2013 ( 1 ): 71 - 92 .

SONG L Y , WANG X B , XU X X . Local officials induce structural change [J ] . China Economic Quarterly , 2013 ( 1 ): 71 - 92 .

Views

745

下载量

CSCD

Alert me when the article has been cited

提交

Tools

Publicity Resources

No data

Related Author

No data

Related Institution

No data

Postal code：100079
Tel：（010）53879208、53859533 Email：bdr@bjxintong.com.cn
Technical support is provided by Beijing Founder electronics co., LTD 京ICP备09064830号-19 京公网安备11010802024621
It is recommended to read the content of this site in Chrome&IE9+. Please switch to extreme mode in browser 360.
Cookies We use cookies to help provide and enhance our service and tailor content. By continuing, you agree to the use of cookies.
Total Visits：273427 Visits Today：333

⁰